Scammers falsely using transition to chip cards to get personal information

With the recent emphasis on changing to micro chip based debit and credit cards, scammers are using the confusion to try and get people’s sensitive information.

People across the Gem State, are getting emails and letters from scammers posing as they’re bank or credit union. In the messages, the posers tell potential victims they need information, such as social security numbers or account numbers. The scammers say they need this information in order to send out their new microchip based debit or credit cards.

According to Samantha Gillihan of the Better Business Bureau, that’s not how credit unions or banks work. “Banks already have the information,” said Gillihan. “So it’s just going to be like when your cards expire and you just get one in the mail. They’re just going to send out a new card.”

If you do get a suspicious letter or email, Gillihan says to throw it away or don’t open it if it’s an email. “If you do have questions or concerns about your card, contact your bank or credit union directly,” said Gillihan.