Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND of NerdWallet

A personal loan can be a good option when you need money, but it typically requires strong credit and high income to qualify. What if you don’t meet the requirements for a personal loan? Consider several alternative ways to get money, such as family loans and cash advances. These options can get you through an income gap or cover a large bill — and help you avoid high-cost, predatory loans. And once you’re covered, work toward preparing your credit and finances for the next time you need extra cash.